Filing for Bankruptcy

Thomas has come to realize that he may need to file for bankruptcy. Last week, he was the victim of two new scams, and realized the “help” he had thought was received was also dishonest. When asking for a copy of his credit report, he discovered that the document they kept referring to as such was not.

Thomas has applied to over 700 jobs since receiving his Master’s degree. He’s tired, and his morale is low. The experiences have also left him feeling physically ill, and he does not feel very desirable. Yet, in hopes of meeting new people, he downloaded a dating app. Unfortunately, after spending over an hour updating his profile with information regarding what he was looking for, the only people who contacted him were the opposite.


Neighborhood Voyages

One of the things people tend to take for granted when they have readily available income, is the psychological relief that being able to travel gives a them. Is there anything a person can do to attain this same sort of release in their own backyard? What if you live far from a major metropolitan area?

Checkout 51 is a rather new app for me. I’ve only used it twice so far, because I first thought it was for parents. There are a ton of deals on there for diapers and other such supplies.

Well, I don’t have kids, and may not if things don’t turn around. In fact, anything baby related actually makes me a little upset. Regardless, like an expecting mamma, I get my cravings too; and, sometimes these urges can be a catalyst for awesomeness. In fact, it was the desire for chocolate that resulted in the exploring of Checkout 51 to its entirety.

Around midnight, I decided to give in and follow an Ibotta inspired craving for Enjoy Life cookies, but the suckers are like $1,000 a box (or, might as well be.) Yet, the desire was strong, so I gave in. While leaving the store, I decided to give Checkout 51 another look. Lo-and-behold, there was a listing for Enjoy Life cookies there too for $1 cash back.
Discovering this deal was like discovering the Holy Grail. With the two apps together, I got more than half off the entire box. Then I realized one of the unspoken beauties of money-saving with coupons, discounts, and rebates. In addition to a nice surprise, you can use them for scavenger hunts.

For example, when I have money, I’m brand loyal like you wouldn’t believe. Yet, sometimes I need something and just don’t have enough for that ideal product. Enter one of the useful beauties of Checkout 51. When the discover bug hits, I can just open up the app, look for something I need, and explore a new brand at a discounted price. Who knows, maybe I’ll even find one to sway me.

Now, it’s your turn. Voyage to the depths of your phone, and get yourself some snacks!


In the post, “It’s Time to Disrupt the Disruptors, or Maybe I’m Just New,” Jennifer Tweedie made an interesting suggestion about bringing change to the industry of Marketing through the acquiring of more diversified participants. At first, I wasn’t quite sure how her comments were disruptive, so I did some research.

For those of you who don’t know what disruption is in business, Caroline Howard of Forbes provides a rather clear definition in her article, “Disruption Vs. Innovation: What’s The Difference?

Disruption takes a left turn by literally uprooting and changing how we think, behave, do business, learn and go about our day-to-day.

Having access to a car is not a luxury that all share, and not everyone has access to public transportation. This is something Uber has helped to resolve.

As one of today’s most innovative, app-based, companies on the market, Uber has provided anyone with a smartphone the ability to call a ride when needed.

The app will look likes this:

If you use this code when signing up, your first ride will be free: rebeccac9335ue

After you sign-up, you get a screen when you open the app. It should look something like this:

The great thing is, after you’ve created an account you will also get a code. With this code, the love can be shared, by passing it on so that other newbies can get a free ride.

After you’ve tried it, leave a comment and let everyone know what you think. Enjoy Uber!

The Origin of Pocket Mending

The title Pocket Mending came from a brainstorm performed while searching the availability of associated websites on WordPress. The first several were taken, but then a saying about someone having a hole in their pocket was remembered. According to, the definition of “money burning a hole in one’s pocket” is “money that someone has just acquired and is eager to spend.”

While coming up with a name, the burning part of the phrase was forgotten. Instead, the idea of a hole in one’s pocket was the only part remembered, and inspired the image of someone losing his or her money. Since the founder is a fashion lover, he imagined mending it so there would be no more loss.

However, with this new awareness towards the phrase, “money burning a hole in one’s pocket,” and it’s definition, he found another dynamic of this very interesting. Often times, if he is without money for an extended amount of time, when it is acquired he finds that he spends more than when there is financial consistency. In the past, he has read studies about this, and has been told it’s  a common occurrence.

In his circumstance, this has occurred due to the need to purchase tiny luxuries that he had to be without for an extended amount of time. When in poverty, the length of his wait for income has determined the extent of sacrifices. For example, if he only had $5, he would eliminate things like ketchup. In that sense, he imagines coming out of poverty could lead to a hole being burnt, because as soon as he gets the money he’s going to stock up on ketchup like nobody’s business! Yet, maybe with these money saving techniques, mending still can occur.

This is Who I am, and This is Why I am Here

The founder of the blog, Pocket Mending is a single, 34 year old, Caucasian male. He does not have a lease, mortgage, car, and lives on very limited income. In fact, when he got his tax information for 2015, he found out that he made less than $100 for the whole year! He filed an extension, because he couldn’t believe it.

Within a year, his credit score went from the 700’s to the 500’s. He refused to file bankruptcy, because ethically he believes a person should pay everything they owe. However, he has come to realize that when a person hits hard times, sometimes they can only pay a portion of what they are indebted to. He has yet to file bankruptcy, still hopes not to, but has received some help.

Until the last three years, he was self-reliant, and never had trouble finding jobs. He has a Master’s degree, a Bachelor’s degree, and lives in Texas. In addition, he’s been officially working since he was 15 years old with the only times between employment being dedicated to full-time education. However, since his early to mid 20’s, he has been without healthcare. He has never been able to afford it.

Due to the recent struggles that he’s encountered, he’s had to pinch every penny possible. Believe it or not, this does include continuing to smoke cigarettes as it is an appetite suppressant; and, he’s in a situation in which he has been refused necessary proof of residency in order to apply for food stamps etc.

Luckily, prior to his credit score drop, he got an iPhone 5s, and has recently discovered apps. These apps, along with some shopping habits formed prior to their discovery, have saved him tremendous amount of money. This blog focuses on these stories, and will provide occasional reviews of one of technology’s most convenient, efficient, and helpful developments.